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SBA 7(a) Loans to Buy a Business: Charge-Off Rates
Among SBA 7(a) loans approved in fiscal 2018 to 2020, excluding loans that were cancelled or never disbursed and loans whose business…
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Quit Rates by Workplace Size, 2023 to 2026
In BLS JOLTS data for private nonfarm establishments, Sept 2023 to Aug 2026 (as of the September 29, 2026 release), the 10…
ARTIFICIAL INTELLIGENCE
AI Use and Staff Training by Business Size
Among US employer businesses (excluding farms) that used AI in any business function, surveyed late 2025 to early 2026, 13.4% of those…
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Paid Sick Leave Access by Workplace Size, 2026
In BLS estimates for March 2026, 75% of private industry workers at establishments with fewer than 50 workers had access to paid…
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Plant Management Score Gap by Size, 2015 to 2021
In Census data on manufacturing establishments in the Annual Survey of Manufactures mail sample, the management-structure gap between plants with 1 to…
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Employee Onboarding Process: Build It Before the Next Hire
An employee onboarding process is a documented sequence that assigns an owner to each task a new hire must complete in the…
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What Does Post-Merger Integration Consulting Actually Do?
Post-merger integration consulting diagnoses which processes, systems, and structures to conform immediately and which to leave separate. The consultant classifies every major…
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Should a Fractional COO Be Paid a Retainer or on Outcomes?
Fractional COO pricing explained: how a base retainer plus outcome-based upside compares to flat and success-fee models, and how to structure the…
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Owner Dependency: Why the Business Still Cannot Run Without You
Owner dependency persists because founders transfer tasks but keep decision rights. The decision census framework transfers the rights with guardrails.
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Why Austerity Is the Best Time to Build Business Systems
Seven percent of small businesses say now is a good time to expand. Build systems during contraction and emerge with advantages competitors…
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Recession Strategy for Mid-Market CEOs: Grow or Protect?
The question every mid-market CEO is asking right now is the wrong one. Grow or protect is a binary framing that produces…
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When Tight Credit Forces a Strategy Decision You Cannot Delay
Short-term loan rates at 8.2 percent are not a warning. They are a forcing function. When the cost of capital rises, every…